Conventional Home Loans

Experienced, Knowledgeable, Trusted Advisors.

Your personal BFG Lending team offers expert knowledge, industry-leading service, and specialized service for conventional loans.

Your Path to Homeownership Starts Here! 

At Barrett Financial Group, we are committed to helping you achieve your homeownership dreams with our flexible and affordable Conventional Home Loan options. Our experienced team of professionals is here to guide you every step of the way, from application to closing. Don't let homeownership remain a dream - turn it into reality with a Conventional Home Loan! Contact us today at to learn more and get started on the exciting journey to owning your own home. Your future begins at home, and we're here to make it happen!

Your dream home is closer than you think! 

Your BFG Lending team provides expert knowledge, industry leading service and product specialty for conventional home loans. Contact us today to learn more about the path to homeownership.

Background image for Barrett Financial Group, Inc. 181106

Uh Oh!

Something went wrong. Please refresh the page and try again or call us at 480-405-6333


Making Your Dream Home a Reality

Experienced, Knowledgeable, Trusted

Whether you are buying your first home, moving to a new home or refinancing your existing home, our mortgage professionals are ready to help you find the right loan.

What is a Conventional Home Loan?  A Conventional Home Loan is a mortgage offered by private lenders or banks that is not backed or insured by any government agency, such as the Federal Housing Administration (FHA) or the Department of Veterans Affairs (VA). Instead, it's solely based on the lender's assessment of your creditworthiness and financial health.

🔑 Key Benefits and Advantages: 

1️⃣ Lower Interest Rates: Conventional Home Loans often come with lower interest rates compared to other types of mortgages. This means you'll pay less over the life of your loan, saving you thousands of dollars.

2️⃣ Flexible Terms: Tailor your loan to your needs with a wide range of term options, typically ranging from 10 to 30 years. Choose a term that suits your budget and financial goals.

3️⃣ Smaller Down Payments: While conventional loans traditionally required larger down payments, nowadays, many lenders offer programs that allow you to put down as little as 3% of the home's purchase price. This makes homeownership more accessible.

4️⃣ No Mortgage Insurance Forever: Once you reach 20% equity in your home, you can say goodbye to costly private mortgage insurance (PMI), which is required for many other types of loans.

5️⃣ Investment Opportunity: Owning a home can be a great long-term investment. As property values increase, you can build equity and potentially profit when you decide to sell.

6️⃣ Competitive Closing Costs: Conventional loans often come with competitive closing costs, helping you keep your overall home buying expenses in check.

7️⃣ Financial Freedom: Unlike government-backed loans, Conventional Home Loans offer more flexibility and fewer restrictions, allowing you to make changes and upgrades to your home as you see fit.

🏆 Your Path to Homeownership Starts Here!  At Barrett Financial Group, we are committed to helping you achieve your homeownership dreams with our flexible and affordable Conventional Home Loan options. Our experienced team of professionals is here to guide you every step of the way, from application to closing.

Don't let homeownership remain a dream - turn it into reality with a Conventional Home Loan! Contact us today to learn more and get started on the exciting journey to owning your own home. Your future begins at home, and we're here to make it happen!

 

Happy couple cheering their successful new home purchase thanks to Barrett Financial Group, Inc.

Book your appoinntment now or call us @ (303) 482-5983. No cost, no obligation.

Book Consult